1. ACCEPTANCE OF TERMS
    By using the services provided by Holiday Home Concepts, you agree to these Terms & Conditions. If you disagree with any of the terms outlined, please refrain from using our service.
  2. PAYMENT TERMS
    • a. All payments for services provided by Holiday Home Concepts are due upfront unless otherwise agreed upon in writing.
    • b. Accepted payment methods include [Credit Card, Bank Transfer, etc.].
    • c. In the event of late payment, we reserve the right to suspend or terminate the services and/or charge interest at a rate of 20% per annum.
  3. CHARGEBACKS AND DISPUTES
    • a. If you have a dispute concerning any payment transaction, please contact us directly to resolve the issue.
    • b. Any unjustified chargeback claims against payments made to Holiday Home Concepts will be contested by us through legal means. If a chargeback is made without first attempting to resolve the issue with us, this act will be deemed a breach of our terms.
    • c. You are responsible for all costs, including legal fees, that Holiday Home Concepts may incur due to chargebacks from your payments.
  4. TERMINATION OF SERVICE
    • We reserve the right to suspend or terminate your access to our services if you breach any of these terms or if any payment disputes arise.
  5. LIMITATION OF LIABILITY
    • Holiday Home Concepts will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
  6. WARRANTIES
    • Our service is provided “as is” without any warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
  7. CHANGES TO TERMS & CONDITIONS
    • Holiday Home Concepts may revise these terms and conditions at any time without notice. By using this Service, you are agreeing to be bound by the then-current version of these terms and conditions.
  8. PRIVACY AND PRIVATE INFORMATION
    • a. Collection and Use: Holiday Home Concepts may collect certain user information, including but not limited to, names, email addresses, and payment details. This information is used to provide and improve the service, manage user accounts, and process payments.
    • b. Protection of Data: We employ security measures to protect your personal data. However, no method of electronic storage or transmission is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
    • c. Liability: To the fullest extent permitted by applicable law, you acknowledge and agree that in the event of any third-party unauthorized access or breach that compromises your data, Holiday Home Concepts will not be held liable for any damages, financial or otherwise, resulting from such breaches or unauthorized access. By using our services, you agree to accept this risk and agree not to hold Holiday Home Concepts liable for any data breach or loss of personal information, regardless of how this breach occurs.
    • d. Third-Party Services: Our service may, from time to time, incorporate third-party services or link to third-party websites. These entities have their own privacy policies and data collection practices. We are not responsible for their policies or actions.
    • e. Changes to Privacy Policy: Any changes to our privacy practices will be communicated through updates to these terms and conditions. Your continued use of our services following any changes indicates your acceptance of these changes.
  9. GOVERNING LAW
    • These terms and conditions are governed by and construed in accordance with the laws of [United States] and you irrevocably submit to the exclusive jurisdiction of the courts in that location.